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Copyright Notice
The contents of this site, including but not limited
to the text and images herein and their arrangement,
are copyright ©2001-2006 by Insurance Associates
Corporation ("Insurance Associates "), 200 East
Randolph Street, Chicago, Illinois 60601. All Rights
Reserved.
Insurance Associates hereby authorizes you to
copy and display the content herein, but only for
your personal or informational and non-commercial
use. However, the content herein shall not be copied
or posted in any network computer or broadcast in
any media. Any copy you make must include this
copyright notice. Limited quotations from the
content are permitted if attribution to Insurance
Associates is included, but you may not copy
or display for redistribution to third parties for
commercial purposes any portion of the content
without the prior written permission of Insurance
Associates . No modifications of the content may be
made.
Nothing contained herein shall be construed as
conferring by implication, estoppel or otherwise any
license or right under any patent, trademark,
copyright (except as expressly provided above), or
other proprietary rights of Insurance Associates
or of any third party.
Trademarks
Insurance Associates and the Insurance
Associates logo are registered trademarks of
Insurance Associates . All other trademarks are
either owned by Insurance Associates or by
other companies.
Content
Insurance Associates makes no representations
about the suitability of the content of this site
for any purpose. All content is provided "as is"
without any warranty of any kind.
Insurance Associates HAS NOT MADE AND DOES
NOT MAKE ANY WARRANTY OF ANY KIND WHATEVER, EXPRESS
OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS
SITE; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY,
TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR
PURPOSE ARE HEREBY DISCLAIMED BY Insurance
Associates . Insurance Associates WILL NOT BE
LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS
OR CLAIM WHATSOEVER, NO MATTER HOW OCCASIONED, IN
CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF
THIS SITE. IN NO EVENT SHALL Insurance Associates
BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR
CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER,
INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR
PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION
INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE
OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN
CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE
CONTENT.
While Insurance Associates believes the
content to be accurate, complete and current, there
may be inadvertent technical or factual inaccuracies
and typographical errors and Insurance Associates
does not warrant that the information is accurate or
complete or current. It is your responsibility to
verify any information before relying on it. At any
time and from time to time Insurance Associates
may make changes in the products and/or services
described herein, however, Insurance Associates
makes no commitment to update the information and
expressly disclaims liability for errors or
omissions in it.
Links to Other Sites
Some of the sites listed as links herein are not
under the control of Insurance Associates .
Accordingly, Insurance Associates makes no
representations whatsoever concerning the content of
those sites. The fact that Insurance Associates
has provided a link to a site is not an endorsement,
authorization, sponsorship or affiliation by
Insurance Associates with respect to such
site, its owners or its providers. Insurance
Associates is providing these links only as a
convenience to you. Insurance Associates has
not tested any information, software or products
found on these sites and therefore cannot make any
representations whatsoever with respect thereto.
There are risks in using any information, software
or products found on the Internet, and Insurance
Associates cautions you to make sure that you
completely understand these risks before retrieving,
using, relying upon or purchasing anything via the
Internet.
Fee/Commission Disclosure
Affiliates of Insurance Associates Group, Inc.
that provide retail, wholesale and reinsurance
brokerage, risk management, underwriting management,
captive management and benefits consulting may
receive remuneration as commissions or fees paid by
an insurer; fees paid by a client in lieu of, or in
addition to, commissions; and investment income on
premiums, claim payments and return premiums
temporarily held as fiduciary funds. In certain
circumstances, one or more of these affiliates may
also receive compensation in the following forms:
commissions or fees paid to reinsurance brokerage or
captive management companies for placement or
management of reinsurance of a client’s risk;
commissions or fees paid to a wholesale broker to
which a risk has been referred for placement;
commissions or fees paid for premium financing; and
compensation paid by underwriters for performance of
technical or other services.
If you have any questions regarding the nature or amount of the
compensation paid to any Insurance Associates
company on your account, we encourage you to contact
the head of the Insurance Associates office
that services your account.
Export Controls
Some software from this site may be subject to
export controls imposed by the United States of
America and may not be downloaded or otherwise
exported or reexported: (a) into (or to a national
resident of) any country to which the U. S. has
placed an embargo; (b) to everyone on the U. S.
Treasury Department's Specially Designated Nationals
list; or (c) the U. S. Commerce Department's Table
of Denial Orders. If you download or use the
software, you represent and warrant that you are not
located in, or under the control of, or a national
of any such country or on such list.
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